Blog Posts

For many Americans, the assets in their Individual Retirement Account represent a significant portion of the wealth they hope to leave to their loved ones. You may have heard that creating a trust and naming it as the beneficiary of your IRA is a good way to direct how your assets are distributed after your death and force your heirs to “stretch” the IRA for generations.

However, trusts and inherited IRAs are complex vehicles that have a lot of details to get right. Here are some of the pros and factors to consider regarding naming a trust as a beneficiary of your IRA:

By Jessica Searcy Kmetty

Millions of cancer patients are left to fend for themselves during this turning point in their lives. The Joy Bus will relieve the burden put on families during this time by providing healthy meals specified to meet our patron’s needs. The Joy Bus delivers not only quality meals to your doorstep but compassion and a smiling face. – The Joy Bus

The Joy Bus is a non-profit that partners with the Phoenix community to deliver high quality, chef inspired, medically tailored meals each Friday to homebound cancer patients.

By Marc C. Shaffer

Americans take wellness pretty seriously.

We’re tracking our steps, sleep and health patterns on wearable devices to make sure we stay on track daily. We’re getting our social fix in healthy ways such as group fitness classes, fun runs and endurance obstacle course events. We’re getting organic ingredients delivered to our homes to make meals as a family and taking customized mixes of health supplements. We’re even planning our vacations around a mix of relaxation and athletic opportunities. According to a 2018 MyProtein study, we’re spending more on fitness over a lifetime than we pay for college tuition.

By Jessica Searcy Kmetty

In Part I of this blog series, we introduced you to Meredith, a self-described community creator, home curator, minimalist, hipster mama who is raising 3 “wonderful wilds” in NYC. We talked about how she manages finances for her family, how she and her husband discuss their money scripts, and her philosophy on debt and spending. In Part II, we’re going to dive deeper into something she has been trying out with her family – no spend months.

They are hard pressed on both sides. They manage the needs and challenges of several households. They firmly occupy the middle ground between two generations.

They are members of the sandwich generation. Typically middle-aged, they often help support parents 65 or older and children under the age of 18.