Three generations. That’s all you have. And then you’ll be forgotten. Completely. Only your name may remain. Memories of you will have long since passed into the annals of parochial history.
“There is no remembrance of those who came before; and of those who will come after there will also be no remembrance,” wrote Solomon thousands of years ago.
By Jessica Searcy Kmetty
It’s always interesting to hear how other people approach life and finances, especially when they have a strong philosophy to share. A Midwest gal living and raising a family in NYC? Debt avoidance? No-spending months? Children who earn livings by modeling? Sounds like an interesting story to me!
Our guest Meredith is a self-described community creator, home curator, minimalist, hipster mama who is raising 3 “wonderful wilds” in NYC.
When I sat down to introduce you readers to Meredith and share some of her stories and philosophies about money and life, many ideas came to mind. But in the end, I decided she told her story better than anyone and there wasn’t much you needed to hear from me. So, enjoy this peek into our conversation:
By John C. Fales and Ryan W. Brooke
Student loans are as American as apple pie, yet many people are embarrassed to ask for help with learning about and taking care of their student loans.
Why? They may believe their loans are too high, think they should be more knowledgeable on their own, or don’t want to show how desperate they feel about their situation.
The first thing to recognize when it comes to student loans is just how common they are and how getting help can save a lot of frustration in your future.
By Marc C. Shaffer
The Four-Way Test of the things we think, say or do:
Is it the TRUTH?
Is it FAIR to all concerned?
Will it build GOODWILL and BETTER FRIENDSHIPS?
Will it be BENEFICIAL to all concerned?
Being a member of Rotary has given me so much, both personally and professionally. I wanted to share my experience to give you an idea of how the clubs operate. If you have an interest in joining Rotary, I’d be happy to help you get plugged in.
Your children (or grandchildren) may be small, but your dreams for them are big. You’d like to give them the opportunity to attend college, but the rising cost of higher education appears to be putting those aspirations further out of reach.
Costs to attend public or private colleges rose nearly 3.6% this year, according to The College Board’s annual report, while inflation ticks up only at a rate of about 2% per year. Add to the bad news the fact that the average annual cost at public 4-year colleges increased by $300 for in-state students and by $800 at private colleges. Trends indicate those numbers will only continue to increase.
It takes nearly 18 hours to drive from Chicago to Orlando, Florida. Gas for the trip is $89-$173. Plan to set aside 1 day and 5 hours to travel the 2,025 miles from Ann Arbor, Michigan to Tempe, Arizona. Gas will cost anywhere from $156 to $304.
Dual or seasonal residents choose to make those types of treks between two homes twice a year to take advantage mostly of milder temperatures and more comfortable climates elsewhere.
By Marc C. Shaffer
It’s been a busy few months at my office. Three partners, including myself, were married within a four week time span! That means there was a lot of discussion about the best financial advice for engaged couples and newlyweds.
I would hope by the time you’re a newlywed, you have already had the intimate discussions that help you discover who your partner is, what they desire, and understand where your similarities and differences lie. While conversations leading up to a marriage are more philosophical in nature, after the wedding you have to add some action to the ideas. Philosophy + Action keeps marriage and life on track.
By Michael J. Searcy
Twenty-five dollars. That was the tiny amount that caused a friend’s daughter to lose the government benefits she was receiving for her special needs.
When you are a parent or caregiver to a child with special needs, navigating the system alone is a challenge. As hard as you try to do everything right, sometimes a small mistake can have lasting repercussions. In this instance, a friend set up an account for her daughter and paid a $25 fee to get the account started. She then transferred $2,000 into the account, the legal limit allowed in her daughter’s case, so they could manage her finances from this account. She was devastated to find out that the $25 had been reported as causing her daughter’s account to exceed her limit and therefore lose her benefits.
By Marc C. Shaffer
Kansas City always has something exciting to offer, but the excitement that has centered around the Kansas City Royals these past few years has made the city even more electric. I had the opportunity to hear Dayton Moore speak during a series called Break the Fast which is produced by Group O’Dell. Break the Fast is a way to get small business owners together to improve their businesses.
Mr. Moore was a great speaker for the group. He talked to us about building a championship culture, and it was great timing because it was just a few months after the Royals had lost the World Series in 2014. As we know now, they ended up winning the World Series the following year, but I thought it was more impactful to hear what they had been doing for years to get to a championship and how they exhibited character even when things didn’t always go their way. What a joy it was to see their hard work pay off the following year!
Financial markets are rarely easy to navigate alone, and when you add in economic factors, complex political and global developments and devastating weather events, it can seem even more challenging.
Experience has taught us that successful investing requires discipline and patience. A long-term investment focus can help when emotions run high. While balancing ongoing changes can seem daunting, a steady course can help buffer you against turbulence and uncertainty.
To help you overcome these challenges, we’ve compiled a list of common mistakes and guidelines.
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