Checklist: What Issues Should I Consider When Getting Married?

When planning a wedding, many couples focus on the romance, the ceremony, and the celebrations, but one essential aspect that often gets overlooked is the financial side of marriage.

Managing finances as a couple is not only crucial for maintaining a healthy relationship but also for ensuring long-term financial stability. From combining bank accounts to discussing shared debts, understanding each other’s financial habits and goals can set the foundation for a prosperous future together. Getting married soon or know someone who is? This checklist may help!

We’ll explore key financial considerations to keep in mind when tying the knot, helping you navigate the world of money as a couple with confidence and clarity. This checklist covers 29 important planning issues to identify and consider when getting married (or remarried). We’re covering:

  • Cash Flow Issues
  • Asset & Debt Related Issues
  • Insurance Planning Issues
  • Estate Planning Issues
  • Tax Planning Issues
  • Long-Term Planning Issues
  • Other Issues

 

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product made reference to directly or indirectly in this content, will be profitable, equal any corresponding indicated historical performance level(s), or be suitable for you or your portfolio. Due to various factors, including changing market conditions, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this newsletter (article) serves as the receipt of, or as a substitute for, personalized investment advice from Searcy Financial Services, Inc.

The content of this letter does not constitute a tax or legal opinion. Always consult with a competent professional service provider for advice on tax or legal matters specific to your situation. To the extent that a reader has any questions regarding the applicability of any specific issue discussed in this content, he/she is encouraged to consult with the professional advisor of his/her choosing.  

Published for the blog on February 27, 2025 by Searcy Financial Services, your Overland Park, Kansas Fee-Only Financial Planner and Investment Manager.