Am I Eligible for Social Security Benefits if I Have Been Divorced?

Social Security benefits can be confusing if you are divorced. There are several important and unique issues that must be considered before filing a claim to collect Social Security benefits.

To help make the analysis easier, check out our flowchart, “Am I Eligible For Social Security Benefits If I Have Been Divorced?” It addresses these common Social Security issues that arise for those who have experienced a divorce, including:

  • How the length of a marriage affects eligibility
  • Impact of multiple divorces
  • How the time since the divorce occurred affects eligibility
  • Age that benefits can be collected
  • Possible reduction in benefits if collected before Full Retirement Age
  • Impact of a remarriage

You may be referred to additional flowcharts, which can be found here:

Am I Eligible for Social Security Benefits as a Surviving Spouse?

Am I Eligible for Social Security Benefits as a Spouse?

Will my Social Security Benefits be Reduced?

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product made reference to directly or indirectly in this content, will be profitable, equal any corresponding indicated historical performance level(s), or be suitable for you or your portfolio. Due to various factors, including changing market conditions, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this newsletter (article) serves as the receipt of, or as a substitute for, personalized investment advice from Searcy Financial Services, Inc.

The content of this letter does not constitute a tax or legal opinion. Always consult with a competent professional service provider for advice on tax or legal matters specific to your situation. To the extent that a reader has any questions regarding the applicability of any specific issue discussed in this content, he/she is encouraged to consult with the professional advisor of his/her choosing.  

Published for the blog on August 19, 2022 by Searcy Financial Services, your Overland Park, Kansas Fee-Only Financial Planner and Investment Manager.