Under Social Security, spousal benefits present an important source of income for many individuals. But, there are several important factors and issues that must be considered. Determinations regarding available benefits and timing can be difficult.
To help make the analysis easier, check out our “Am I Eligible for Social Security Benefits as a Spouse?” flowchart. It helps answer the question by looking at these common issues:
- Eligibility and age considerations
- Spouse vs. ex-spouse implications
- Impact of a remarriage
- Impact of having children
- Timing and amount of benefits available
You may be referred to additional flowcharts, which can be found here:
Am I Eligible for Social Security Benefits as a Surviving Spouse?
Am I Eligible for Social Security Benefits if I Have Been Divorced?