By: Jessica Kmetty
As employees become more educated about issues associated with retirement plans in America, they look to their employer for the answers and guidance. Business owners are being challenged more than ever to provide efficient, cost-effective retirement plans and the guidance to help their employees reach a dignified retirement. With the time associated with running a plan, employers who don't have help may find these challenges hard to meet. And, even if they delegate the management of their retirement program to an employee or designate a financial advisor to help with the management, they are still the figurehead from whom employees will demand answers. To face these challenges, they must act as leaders, gain their employees' trust, and help them utilize their retirement plan to reach their goals.