Blog Posts

By: Michael J. Searcy

When a law firm was told they needed to pay $40,000 into their cash balance plan to cover a non-highly compensated individual, they decided a financial second opinion might be beneficial. After meeting with an advisor that helped interpret the language they didn't understand from their actuary, they knew their second opinion request had paid off. They discovered they could classify the employee in a more appropriate way and need only fund about $2,000 to the plan!

Getting a financial second opinion could be one of the most important financial decisions you make this year. Sometimes the findings can solidify the fact that your current advisor is doing a great job, giving you peace of mind about the advisor you have chosen.

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By: Michael J. Searcy

Working with a financial advisor requires a great amount of "trust" on your part, but that trust should not be developed based on feelings and verbal promises. Real trust can be built when you follow these 6 guidelines for choosing a financial advisor.

Know their structure.
There is a difference between a stockbroker and a financial advisor. Stockbrokers are in the business of giving advice on investment vehicles, while financial advisors can help with both investment advisement and developing a financial plan to reach your goals. However, some financial advisors may be limited in ways they can help you based on their professional affiliations.

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By: Michael J. Searcy

When your children believe they are dealing with someone they know and trust, it can make them more vulnerable to undesirable situations. Did you know you can also fall victim to the "stranger danger" mentality of thinking that the only people who might cause you harm are people you don't know?

Some Reasons Why People Do Business with Friends Include:
• Friendships are built on trust so you feel that trust would carry over to business
• Their verbal propositions seem caring and genuine
• You believe their knowledge of the industry is equal to others
• They offer you "extras" that non-friends wouldn't receive

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By: Jessica Maldonado

As employees become more educated about issues associated with retirement plans in America, they look to their employer for the answers and guidance. Business owners are being challenged more than ever to provide efficient, cost-effective retirement plans and the guidance to help their employees reach a dignified retirement. With the time associated with running a plan, employers who don't have help may find these challenges hard to meet. And, even if they delegate the management of their retirement program to an employee or designate a financial advisor to help with the management, they are still the figurehead from whom employees will demand answers. To face these challenges, they must act as leaders, gain their employees' trust, and help them utilize their retirement plan to reach their goals.

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By: Michael J. Searcy

Using money you've worked hard to earn on your business makes sense. While other people are spending money on new cars or vacations, you hardly miss the funds you spend on your business because the prize at the end of the spending tunnel is in sight. You can see how the funds are helping to reach your goal of building a successful business.

Treating your retirement fund like another business is a strategy that can help set you up for future success. Payments you make today toward your retirement are funds that can be saved and invested to experience the benefit in the future. Think about why you own your business... Chances are you find joy in watching your business grow, and you expect it to provide a future payoff or benefit after years of dedication and hard work.

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Subcategories

We look at your personal and financial goals, financial freedom (retirement) planning, estate and asset conservation and insurance and tax needs to deliver a plan that will help you acquire, grow and preserve your wealth.

Our investment team implements rigorously researched investment strategies designed to help our clients acquire, grow and preserve their wealth. By understanding your preferences, appetite for risk, goals and your timeline, we select and manage an investment allocation specifically tailored to meet your needs. You can confidently delegate the detailed day-to-day task of portfolio management (which includes securities selection, trading, performance monitoring and responding to changes in the markets and the economy) knowing that your investments are being looked after.

The financial demands on your life as a physician will be unique in every stage of your career. We can walk with you as you navigate debt management, contract negotiations, asset protection, succession planning for your practice, insurance needs, and other professional challenges. Our strategies can help guide you through a fulfilling career and lasting legacy.

Planning for multi-generational families brings about unique financial concerns when you incorporate different viewpoints, backgrounds and goals. We help families approach uncomfortable issues such as wealth transfer, family foundation planning, and continuity while addressing emotional and psychological perspectives of family members.

We help you identify your specific retirement goals and develop a plan and strategy that can help you achieve them.

By understanding what a successful retirement plan looks like to you and your company, we will help you assess your goals to keep your retirement plan on track to benefit your business and employees. The heavy-lifting of the plan management becomes our responsibility, leaving you free to focus on the management of your business. 

We are committed to quality, support, and ethical business practices so that our Overland Park firm will be your choice for financial advisement.

Searcy Financial helps clients choose an appropriate claiming strategy while addressing life changes, such as divorce and its effect on Social Security.

The confusion associated with giving care to individuals with special needs can be overwhelming. We help families connect with resources, work to understand the prognosis, and get support to navigate Special Needs Trusts and asset protection. Our goal is to enhance the livelihood of you and your dependents, leaving you time to focus on living a full life and celebrating the gift of their presence.

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The 5 Fundamentals of
Selecting the Right Advisor

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