Blog Posts

We found the following article from financial author Bob Veres to be important content and wanted to share it with you. Although the words and thoughts are his, we feel the message helps illustrate what clients should expect from their advisor, and should know they have options if they aren’t receiving the level of service they expect.

What is the value that people get when they work with an objective, client-focused financial planner?

Read more: ...

Home loans frequently make up significant amounts of household debt, and reducing as much debt as possible before entering retirement can seem like a good idea. A 2013 survey found that 40% of Americans age 55 and older believe that paying off their mortgage was the smartest financial move they ever made. There’s also a certain peace of mind that can come from having one less bill to pay in your later years.

Read more: ...

By Michael J. Searcy

Let’s consider two forms of debt: consumption debt and investment debt.

Consumption debt comes from buying things you want or need when you don’t have enough cash to pay up front. This could include a car, a vacation, furniture or any number of items. These items are usually paid for on credit cards and can depreciate in value over time or immediately after purchase. For my long-time readers and clients, you know I am not a fan of consumption debt. I believe you should save up in advance for a purchase and pay cash, but I understand that, without a plan, this is easier said than done.

Read more: ...

By Michael J. Searcy

If you’ve reached the month of March and your New Year’s Resolutions have completely flown out the window, you’re not alone. A Journal of Clinical Psychology report found that only eight percent of people are successful in achieving their resolutions. They also noted the number of money related resolutions was near thirty-four percent, so the low success rate is troubling because failing at smart money management can impact your future. Let the following six habits for smart money management serve as a guideline to help you get your finances in order and make life-long, healthy financial choices:

Read more: ...

By Marc C. Shaffer

Most people would not complain about unexpected money coming their way, but knowing what to do with the money can pose an opportunity for some and a challenge for others. You may have received a large year-end bonus or even a significant monetary gift for the holidays. Perhaps you will be receiving a significant refund from your taxes in the next few months. Do you have a plan for how you would manage your money in this situation? Before you find an influx of cash burning a hole in your pocket, consider these tips for responsibly managing unexpected money:

Read more: ...
video

The 5 Fundamentals of
Selecting the Right Advisor

Download Paper  right-arrow

Newsletter Signup

getting-started

GETTING STARTED WITH SEARCY